Roth 401(k) vs. Traditional 401(k)
Choosing between a Roth 401(k) and a Traditional 401(k) often comes down to one key question: when do you expect to pay a lower tax rate? Use this calculator to compare the potential future values of each account type based on your contribution amount, time horizon, expected rate of return, and tax rates.
Inputs
Remember, these results are hypothetical and for illustrative purposes only and do not represent the performance of any specific investment.
%
▼
▼
Results
Future Value of Roth 401(k)
$
883,609
Future Value of Traditional 401(k)
$
1,132,832
After-Tax Value of Traditional 401(k)
$
883,609
Have A Question About This Topic?
Related Content
Women and Wealth: A Pivot Towards Retirement
Tips and strategies for women approaching retirement to ensure a smooth transition.
The Power of 401k Catch-Ups
See how catch-up contributions after age 50 could significantly boost your retirement balance.
Social Security: Maximizing Benefits
There are other ways to maximize Social Security benefits, in addition to waiting to claim them.